Smartup · Finance & AR
An order receives a financial decision before goods begin to move.
Smartup connects the order to a confirmed receivables position, ageing, credit limit and payments. The team sees the rule outcome, reason and owner of the next action - without a hidden bypass of credit policy.
Book a process reviewDocuments · returns · payments
Limit · due date · contract
Allow · hold · review
Select a scenario. Each outcome shows the financial position, applied rule, accountable owner and next action for a specific order.
Illustrative scenario · no customer data
Ageing boundaries are agreed with the finance team. Every period answers three questions: what fact is confirmed, who acts and how the outcome affects the next order.
Current receivables supported by confirmed documents.
Payment is not confirmed after the agreed due date.
The first collection cycle did not close with payment.
The risk requires a separate decision and escalation.
The same hold may require different actions. Select a situation to see the supporting evidence, accountable owner and closure step.
The order remains held against the previous confirmed financial snapshot.
The commercial team requests a bounded, authorised exception.
A decision must not rely on a disputed financial position.
Finance, commercial and IT teams see not only the status, but also the data, rule and action that produced it.
Customer · contract · value · terms
Receivables · age · payment · limit · timestamp
Threshold · hold · repeat check
Status · reason · owner · due date
Fulfilment · accounting · task · audit
The loop continues until a confirmed financial fact updates the credit position and the rule runs again.
The due date passed without a confirmed payment.
An owner, channel and review date are assigned.
Date, value and next action are recorded.
Payment is matched to the customer and document.
The position is refreshed and the credit rule runs again.
Where does risk affect liquidity?
Policy, credit limit or escalation level.Which rule applies to this order?
ALLOW, HOLD, REVIEW or a repeat check.What should be agreed with the customer?
Payment, promise, revised terms or decline.Which fact changes the position?
A matched document or corrected source.Smartup applies the mechanism approved by the customer. The system does not make a professional financial judgement instead of accountable roles.
The system of record for receivables, limits and payments, exchange frequency and reconciliation process are defined in the project.
The customer approves limits, terms, holds and authority for exceptions.
Where postings and master data are maintained depends on the selected architecture: Smartup with the existing ERP or with its native ERP core.
The first scope tests agreement of the financial position and repeatability of the decision - not the appearance of a dashboard.
One order process and an agreed customer or contract group.
Invoices, payments, returns, receivables, limits and payment terms.
Decision matrix, authority, reasons and exception validity periods.
A controlled reconciliation of positions and decisions with finance.
Related materials help prepare data, roles and acceptance criteria before a working session with Smartup.
The answers define data, rule, authority and accounting boundaries.
No. The company owns its limits and credit policy. Smartup applies agreed data and rules, exposes the decision basis and records exceptions.
Yes, if the project policy defines that scenario. Commercial action is restricted while an authorised user can record or process payment.
The operating view shows source freshness. Recheck and temporary-decision rules are agreed with finance so stale data is not hidden.
Yes, when the contract is the policy level and is included in the exchange. Customer, legal-entity and contract hierarchy is set during implementation.
The rule, reason, authorised approver, time and resulting action are retained according to the audit scope agreed with finance.
Invoices, payments, returns, open debt, limits, payment terms, contracts and a controlled order sample for reconciliation.
Select an order scenario, receivables and payment sources, authority matrix and controlled sample for the first productive scope.
